What Resources Do We Offer?
Resources is the place where Garfinkel Schwartz shares information on a range of topics. Everyone who visits our website, PLEASE NOTE: the information shared in resources is NOT legal advice nor can it be construed as a legal consultation. You must hire a lawyer to provide you with legal advice. Resources is a library of information shared by Garfinkel Schwartz covering:
- The Defense Base Act
- The Longshore and Harbor Worker’s Compensation Act
- Non-Appropriated Funds Act
- Post Traumatic Stress Disorder
- Traumatic Brain Injury
- Respiratory Illness
Need Help Now?
If you are hurt, injured, scared, anxious and need help now, please, call 911.
- Call the National Suicide Prevention Lifeline 1-800-273-8255
- Go to the nearest hospital emergency room
- CLICK HERE to reach The Substance Abuse and Mental Health Services Administration
- Call a friend, a family member, a counselor, a local church, your doctor
- In the UK? Contact ADT Healthcare for addiction treatment and rehab
- StartYourRecovery.org provides substance abuse help
- Rehab4Alcoholism.com is a resource for alcoholism and mental health issues
- AddictionCenter.com helps families & people with chemical dependency
- Alcohol.org provides resources across the U.S. to people with alcohol dependency issues
If you read about a medical situation or story on resources, it is not legal advice or medical advice. There is no substitute for a formal legal consultation or a medical consultation with your doctor.
This is Not Legal Advice
Garfinkel Schwartz provides no legal advice here. You must hire a lawyer formally to receive legal advice. Before hiring an attorney, be sure to research the attorney’s credentials. Ask questions, compare attorneys and find out whether they provide you with what you’re looking for in your situation. All attorneys have different levels of experience and very different practice areas. Select an attorney with the same care you would choose a medical doctor. Will your attorney fight for you and for your case?
Just as a doctor cannot diagnose you over the phone, Garfinkel Schwartz is not providing legal advice online. You can’t rely on “legal information” provided on the Internet from all sources. Choose carefully and wisely.
Medical care may only be provided by a doctor in a formal medical setting. Legal advice may only be provided by an attorney when a client-attorney agreement has been signed. Please note that information is shared from resources including news reports, medical chronicles, stories from our 40 years working in the Defense Base Act Law and Longshore Act Law fighting insurance companies.
Garfinkel Schwartz does not share client information. Confidentiality is maintained from the moment that you call the offices of Garfinkel Schwartz.
Do You Have an Experienced Attorney?
Do you have an attorney who knows Defense Base Act Law or Longshore and Harbor Workers Compensation Act (Longshore Act) law so that if you experience a problem you have a powerful advocate and resource?
It’s wonderful to plan for and expect the best, however, with insurance companies come unpleasantries and battles to retain medical care. The first step is to talk with a DBA attorney and tell them what happened to you.
Were Your Benefits Cut?
Were your health benefits cut or denied? Was your compensation suddenly half the amount you expected? If your medical care has been denied, you should have an attorney to help regain the rights and benefits lost. Insurance companies hire the best attorneys and you should hire the best attorney for your needs. Hire the attorney you believe understands your case and will fight for your case.
The best attorney for you is someone you feel comfortable with and confident in. You may be working with your Defense Base Act law attorney or Longshore Act Law attorney for years. Be sure that your attorney has the knowledge, patience, communication skills and the credentials within the practice area that you need.
Garfinkel Schwartz attorney Brian Wiklendt will explain, share experiences, and warn clients about tactics that insurers employ to deny medical care to injured civilian contractors and injured Longshoremen. You’ll be informed of what to expect every step of the way.
Defense Base Act & Longshore Act Are Federal Laws
Garfinkel Schwartz, a Maitland Florida and Cocoa Beach Florida law firm will travel to clients across the U.S. The Longshore and Harbor Workers Act law and the Defense Base Act Law are federal laws. What that means is that we can practice law where you live in federal court.
We Can Talk With You
We can talk with you on our 1-800-399-2993 phone line where we answer 24 hours a day. If Brian or Doreen can’t answer, then our friendly staff take your information. Everything that you say is confidential. When you call they have to get your phone number and e-mail. They contact us immediately. If we are not in court, in an airplane, or in a meeting we will call you back. We call on weekends, we call at night. We always call you because we know what you have to say is important.
iPhone, Android, Computer, Video Conference
We can talk to you via Facetime if you have an iPhone, Skype, or Video Conference. You may call us from anywhere and we can find a way to communicate that’s comfortable for you. We know that you’re not feeling well or feel incapable of meeting in person. That’s OK. Let’s start chatting and find out what’s easiest for you until we can find a day to fly to visit with you in a place that you’re 100% comfortable with.
One thing in every case is certain no matter the injury or illness: do not fight insurance companies without the help of a highly skilled DBA lawyer or Longshore lawyer. Clients are due medical care, medical benefits and the financial compensation provided under the Longshore and Harbor Workers Compensation Act and the Defense Base Act. As soon as care or compensation has been denied by an insurer, contact an attorney.
You Don’t Pay Attorney Fees
DBA, Longshore Laws Cover Legal Fees
If you’re worried and are concerned that you can’t afford to pay an attorney to fight your Longshore Act or Defense Base Act case, worry no more. You don’t pay legal costs. Ever.
Garfinkel Schwartz legal fees are covered completely by the Defense Base Act law and the Longshore Harbor Workers Compensation Act. Employers and the insurance company pay all legal fees for your case.
You are not billed. You don’t receive a bill. There is no cost to you for legal work, ever.
We do not take a penny if you receive a settlement.
The laws are clear: If you’re injured or become sick while an employee of a defense contractor, a shipyard, a shipping company, an import-export company, a ship building company, and you work on the docks, ports, coast, of U.S. Waterways, or in a war zone, your legal fees are paid by someone else.
All the work that Garfinkel Schwartz provides you is on contingency meaning the legal fees will be paid later. But, you will not pay Garfinkel Schwartz. Longshore Harbor Workers Compensation Act and Defense Base Act law require the employer and insurer pay legal fees.
You will never pay a U.S. attorney or Garfinkel Schwartz legal fees whether the case is settled out of court, in court and whether or not you receive medical care and compensation.
Garfinkel Schwartz gets nothing of the financial compensation or the medical benefits that a client receives. As you read through Resources, you can read and learn how insurance companies will try to minimize your medical claims.
You’ll learn about the medical issues that are experienced on the job as a Longshoreman, or by a civilian contractor who has worked overseas. If you have questions or suggestions about what we do or have issues that you feel we should address, let us know by sending an e-mail.
If Everything is Going Fine, Be Prepared
If you’re an injured longshoremen or a civilian contractor receiving full medical benefits, compensation and medical care from your employer and the insurance company, and you’ve had very good interactions with your insurance companies, be prepared.
Sure, everything is going fine and all is well; you’ve been taken care of by the insurance company after an injury, the benefits have been provided, the compensation checks are on time and you’re being provided what you need.
Your communication with the insurance company is good, the company is kind and polite and they’ve handled your surgeries, medicine, and keeps you fully informed. But then, one day, without any explanation, you may get a check in the mail for half the amount that you normally receive.
Don’t Wait to Ask Questions
The insurance company has made a change and didn’t tell you. You’re confused so you call the insurer to find out what happened: your compensation has been cut and that’s all that you can find out. It’s time to call an attorney. This is the point at which the trouble begins and it’s time to prepare for a fight to keep your necessary medical benefits, medicine, treatments, surgeries and the medical care that you or your loved one relies upon.
Don’t wait for the situation to worsen. Act immediately. Don’t wait to see what happens. Things weren’t lost in the mail: the insurance company is doing its job and has denied your claims. The only way that an insurance company makes money is by denying claims.
Unscheduled injuries are psychological injuries that type of situation. The reason that those are is because it’s very difficult to put a week value on an injured back. It could be for the rest of your life. It could be for years on end or it could be after surgery you might be completely healed so those are unscheduled meaning that they’re kind of unknown and indefinite.READ MORE
What is an independent medical exam? You should definitely consult with an attorney before you go to an independent medical exam even if that’s not me. It’s just something smart to do because the insurance companies have minions and minions of people that are watching and doing things and studying and helping each other figure out how to manipulate the system and you need someone on your side that knows the system enough to be able to manipulate it back to your side to the right side.READ MORE
So when you have a tablet out there and there’s money on one column and money on the other column it turns out to be kind of real. It’s real when it’s put down on a piece of paper.
How Does a Mediation Usually End?
Both sides are usually frustrated at the end of a mediation.
The insurance company thinks that they’ve paid way too much and the claimant thinks that maybe they got too little.READ MORE
PTSD is common. People from around the world who have experienced trauma, danger and constant or one-time horrific experiences can struggle with how to get through the challenges of Post Traumatic Stress Disorder.
No matter what happened to you or to someone you love, there are many organizations, doctors, therapists and care options available. This is a little background on a few programs and activities that have helped people with PTSD.READ MORE